London Irish Amateur playing and coaching members are covered by the Rugby Football Union’s Compulsory Insurance Scheme. This scheme provides cover in the event of death from accidental bodily injury and up to £500,000 in the event of permanent total disability.
The RFU Compulsory Scheme does not cover any injury other than an injury that causes permanent total disability. (details)
Players can take out insurance, at their own expense, to cover themselves for the cost of medical treatment for serious injuries and loss of earnings while injured and are encouraged by the Executive Committee to do so.*
A number of companies offer cover in this area. The annual premium is determined by the level of cover purchased and may be paid by instalments. The policies offer the flexibility to balance the level of protection required against the premium that one wishes to pay. Cover can be obtained from as little as £4.95 per month. This includes dental cover of up to £2,500 per incident and up to £1,000 pe r broken bone. Policies are available for adults and juniors. (details)
Referees’ & Coaches’ Liability
The RFU has put Public Liability Insurance in place for any person acting as a referee; touch judge, coach, trainer, instructor or voluntary medical attendant (excluding qualified medical practitioners acting in a medical capacity). Cover operates at any rugby match, practice game or training session. Details are available on pages 7/8 of the RFU Compulsory Scheme document already mentioned.
Other Sources of Information
Insurance Details are posted on the notice board in the changing rooms at Sunbury, and can be obtained from any team manager.
The following insurance products have been endorsed by the RFU’s insurers Marsh Ltd, a division of the world’s leading risk and insurance services firm.
* Players, Parents and Guardians are advised to check Employers ‘Benefit Packages’ and all Personal/Family insurance policies, including Accident, Private Medical Insurance (PMI), Income protection or disability insurance also known as Permanent Health Insurance (PHI) etc.